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Ricardo D. Ayala

RICARDO D. AYALA, C.P.A.*, P.F.S.

*Regulated by the State of Florida

Stockholder/Officer

Educational Achievements:

Bachelor of Arts Degree
The University of West Florida
June 1979

Certified Public Accountant:

Florida, March 1981

Professional Memberships:

American Institute of Certified Public Accountants
(Since 1981)

Florida Institute of Certified Public Accountants
(Since 1976)

American Institute of Certified Public Accountants Personal Financial Specialist Designation (PFS)
(January 2002)

Professional and Other Achievements:

  • Adjunct Professor of Accounting - Palm Beach Community College (1987-1991)
  • Board of Directors and Treasurer - South Florida Science Museum (1992-1996)
 

Experience and Responsibilities:

Mr. Ayala has concentrated his experience in the areas of accounting, consulting and general taxation planning. He has extensive knowledge and experience in the taxation and accounting problems of small businesses. Additionally, Mr. Ayala has obtained the AICPA's Personal Financial Specialist designation that demonstrates his knowledge and expertise in personal financial planning.
 

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News

Saudi Sovereign-Wealth Fund Joins 100-Year Bond Club

Saudi Arabia joined the small club of issuers that have borrowed for 100 years from investors, with its sovereign-wealth fund selling the ultralong debt as part of a $3 billion bond-market debut. ...

Commodity-Trading Hedge Funds Are Having a Strong Year

Some hedge funds that trade raw materials have generated blockbuster returns this year, making them among the major beneficiaries of exceptionally volatile commodity markets....

Stocks Fall After Two-Day Rally

U.S. stock indexes fell on Wednesday after blue chips posted their biggest two-day gains in more than two years....

Stock Traders Dive Into Boom-or-Bust Options

The most popular bets expire in a matter of days as equities experience some of the biggest swings since the 2008 financial crisis....

OPEC+ Agrees to Biggest Oil Cut Since Start of Pandemic

The move to curb output will likely push up already-high global energy prices and help oil-exporting Russia pay for its war in Ukraine....

OPEC+ Brinkmanship Could Backfire

The oil cartel’s rationale for the production cut isn’t as important as how oil consumers interpret the move....

Rising Rates Could Help Reinsurers Price Climate Risk

If Hurricane Ian leaves some “cat bond” investors with losses, reinsurers might see improved pricing in the future....

How a Social-Media Frenzy Around Credit Suisse Rattled Its Stock

Fast-spreading rumors circulating on Reddit and Twitter served as a reminder of the sway online forums can now exert over financial markets....

Britain Is Neither an Emerging Market Nor a Cheap Place to Invest

The sterling rebound suggests the U.K. isn’t on the brink of a currency crisis, but the government’s focus on “growth, growth and growth” still has little to back it up....

Samsung is Going Big, Not Home, in Advanced Chips

The South Korean company’s ambitious investments in its foundry business and the increasing politicization of the chip sector will be tailwinds over the long run....